Exterior DIY Rental Property Inspection Checklist (And Why You Shouldn’t Skip It) Owning a rental property means you are not just a landlord – you are a long-term investor, a problem-preventer, and, let’s face it, sometimes a part-time handyman. Whether your tenants call with issues or not, that doesn’t always mean everything is running smoothly. […]
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Why Adding Plants to Your Home Might Mean Updating Your Insurance So, You Brought Home a Cactus (or Twelve)… Maybe it started with one succulent, and now your living room looks like a scene from a plant influencer’s Instagram. Fiddle leaf figs, pothos, hanging ivy, even a potted olive tree – your place is thriving.
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Preventative Maintenance Tips for Rental Properties Because a little effort now saves a lot of trouble (and money) later. Whether you manage one rental or an entire portfolio, you know this: things tend to go wrong at the worst possible time. The heater goes out during the coldest night of the year. A pipe leaks
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What Is a Class A Fire-Rated Roof? And Why It Matters More Than You Think When it comes to protecting your home or investment property, your roof does more than just keep the rain out – it’s your first line of defense in a fire. Especially in California, where wildfire season is basically a fifth
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How Your Roof Affects Your Home or Investment Property Insurance When it comes to Home insurance, your roof does a lot more than keep the rain out. It’s one of the first things insurance companies look at when deciding whether to insure your property, how much to charge, and even whether to renew your policy.
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Be Ready, Not Sorry: Catastrophe Preparedness Tips from Mercury Insurance Let’s face it – natural disasters aren’t exactly the kind of surprise we want in life. No one ever said, “Yay! An earthquake AND a wildfire this week? Jackpot!” But while we can’t control Mother Nature’s mood swings, we can control how prepared we are.
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How to Make Sure Your Property Is Insurable in California Let’s talk real estate – but not the glamorous “kitchen goals” or “poolside margaritas” kind. I’m talking about the unsexy, often overlooked dealbreaker: property insurability in California. Forget about unlivable conditions, vacant property, or restricted dog breeds (though those are still a thing). These days,
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Do You Need to Tell Homeowners Insurance About Your New Pool? (Spoiler: Yes, you absolutely do.) So, you finally did it. The backyard dream is now a reality – hello, pool life! But before you start planning the ultimate summer bash, there’s something important you need to do: tell your insurance company about your new
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Leaving California? What to Do with Your Insurance Policies So, you are packing up and heading out of the Golden State? Whether you are chasing lower costs, more space, or just tired of traffic on the 405, make sure your insurance doesn’t get left behind during the move.Here’s your simple (and sanity-saving) checklist for adjusting
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Home Insurance Other Structures Coverage: Are You Underinsured? If you’ve never given much thought to your “Coverage B,” don’t worry – you are not alone. But with the cost of building materials going nowhere but up, it’s time we had a little chat. Coverage B, also known as Other Structures coverage, is a part of
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