Workers' Compensation

Workers’ Compensation, also known as Workers’ Comp or Workman’s Comp, is insurance coverage purchased by a business to cover its employees. This coverage is mandatory in the state of California for every company that has at least one employee.

Workers’ Comp provides coverage to employees if they get injured during their employment while at their jobs. It pays for medical costs associated with injury or sickness during employees’ work and a portion of their lost wages. This coverage may extend to pay for retraining and re-certification costs if required; compensation if their injuries are permanent; and in case of a fatal accident, there might be benefits to the family of a deceased worker if the accident happened on the job.

It is a criminal offense not to have Workers’ Compensation for businesses with employees. The penalties are severe and might be punishable by imprisonment as well. In addition, businesses without coverage might become responsible for their employees’ job-related injuries. Therefore, all companies need to obtain and keep the Workers’ Compensation policy active at all times.

Workers’ Compensation insurance can be purchased from the State or private insurance companies.

Our agency has access to multiple insurance carriers that provide Workers’ Comp, and we can get a quote for you from the State as well. We will get multiple quotes for you to choose from so that you can get the best possible rate for your Workman’s Comp.

If you are looking for this type of coverage, have questions, or would like a quote, please contact us – we are always happy to help.